Revolution Mother

Revolution Mother

Find Out How to get a Fair Settlement After a House Fire

 

Few experiences are as devasting as a house fire. Leaving your home can be a traumatic experience and losing your home can leave you unsettled, making it difficult to recover.

Emotional distress is common after a house fire. Evacuating, relocating, and rebuilding is stressful and emotionally exhausting. The emotional distress can make it difficult to move forward, especially when it comes to your insurance claim.

Home insurance typically covers three types of expenses after a fire:

  1. a) Structure/Dwelling
  2. b) Personal Contents
  3. c) Additional Living Expenses

These three categories should cover a) rebuilding your home after a fire, b) replacing personal belongings lost in the fire, and c) the increased cost of living while you are out of your damaged home, such as staying in a hotel.

It can be expensive to rebuild after a fire, and you need the fair compensation from your insurance company.

If you don’t have the cash to cover your living expenses, it can be tempting to accept any offer just so that you can get back on your feet. Before you accept, consider asking your insurance company for a cash advance on your claim. The insurance company is responsible for making sure you don’t suffer undue financial hardship. The advance will be deducted from your final claim, but accepting an advance does not mean that you’ve accepted the insurance company’s initial offer, either.

If you need help with a home insurance claim after a fire or flood, you won’t find many law firms that practice directly in this area. In Canada, only one firm practices solely in this area: Virani Law. They negotiate on your behalf with insurance companies. While they operate similar to an independent adjuster in some respects, they use their legal knowledge and negotiation skills to their benefit, and can also take your insurance company to mediation, or through the legal system if your family isn’t getting what they deserve.

Most negotiations resolve without ending up in mediation or court, as both the homeowners and the insurance companies want to avoid the extra time and added expense. A qualified lawyer can use both insurance and legal knowledge to recover more fulsome compensation for your family. To learn more about how your family can get everything you’re entitled to from your insurance company, visit Viranilaw.ca and ask about how it works.

Many people assume that calling a lawyer will be too expensive. However, the billing model used by Virani Law focuses on helping families who have been through a fire or flood maximize their return. Clients only pay legal fees on the extra funds your lawyer is able to obtain. It’s an unconventional billing system designed to protect families.

A fire is a traumatic experience for families. As you put the pieces back together, you don’t want to stress over your insurance claim. Better compensation can help make your rebuild and recovery smoother and less frustrating after the devastation of a fire. Get professional help to look after your family’s best interests.

Your home insurance claim shouldn’t be complicated. A law firm can take the stress out of your insurance claim while increasing the compensation offered to you by the insurance company. This will help you collect what’s fair.

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