Monthly Archives: July 2020

Transform Your Home With Aluminium Bi-Fold Doors

Even when you don’t have the budget to completely remodel your living space, you can still open it up by making a few upgrades. One of the most effective ones is installing aluminium bi-fold doors. These doors are great at not only making a room feel more spacious, but also enhancing its aesthetic appeal. They brighten up a space, giving it life by increasing the amount of natural light flooding the space.

However, in order to maximize the transformative quality of these doors — in making your home look and feel spacious — there are a few things that you can do. The following are tips that will come in handy in helping you transform your home by not only making it look spacious, but also enhancing its aesthetic appeal.

Position the doors to create a wider and appealing view

Aluminium bi-fold doors are perfect for use in small rooms. This is so especially in cases where any other doors like french doors will only make them seem cluttered and confined.

If you have a small room that is facing a garden or a great view, do not squander the opportunity. Install bi-fold aluminium doors on the side that is facing the garden or the view so as to create an airy and more-spacious feel to the space. This works even in cases where the garden is small or even when your outside space is empty. Since these doors are largely made of glass, they will create the illusion of continuity that will make the space to feel more spacious than it actually is.

Create a premium high-end feel in your space

While bi-fold doors are made with different materials, not all of them create the same look or feel. In some cases, even the color of materials can create a drastic effect that can sometimes cheapen the overall look and feel of your home.

Bi-fold aluminium doors are manufactured with precise engineering. They always have a premium look, and installing them in your home can give it a boost as far as aesthetic appeal is concerned.

However, it is important to be aware of the fact that some color choices can affect how great the doors look. Generally, you can’t go wrong with anthracite grey as a color choice. However, if you choose to go with black or white-framed bi-fold doors, you should keep in mind that you run the risk of creating a UPVC-like look. Such a look might not be ideal as far as installing a good aluminium bi-fold door is concerned.

Install the doors in a corner for a dramatic look

You can also get creative when it comes to making your space look unique. A great design concept that you can take advantage of involves using bi-fold doors in a corner, in such a way that the two doors meet at a corner point. This is a dramatic effect that is bound to give your space more character. It will also make it feel more spacious. This is so especially if the corner is positioned in a place that has the potential of offering a great view.

Opt for bigger leaves and narrower frames

Aluminium bi-fold doors have a magical effect on spaces because they allow a lot of light into the space. However, these doors are not wholly made of glass. They have aluminium frames that offer the structural support necessary to make the doors sturdy and functional.

If you intend to install the doors in a small room, there is really no need to worry about the size of the leaves or the frames. However, if you are planning on installing them on a large space, it is recommended that you opt for bi-fold doors with larger leaves and which has narrower frames. In such a case, even if a narrower frame is not an option, going for a design that has fewer than four frames is recommended. This is because having too many frames can end up compromising the look of the doors by making it look cluttered. You may also end up with the frames blocking a significant portion of the light, something that will reduce the degree to which it will transform your space.

Therefore, if you are remodeling large spaces, it is always a good idea to maximize the transformative effect of these doors by using bi-fold doors with larger leaves. And if you need to learn more about how best to use these doors in your home, you can consult any of the leading suppliers of bi-fold doors.


3 Easy Tips For Acing A Mortgage Pre-Approval

If you are planning on buying a home, getting a mortgage pre-approval is recommended. This is because, with a letter of pre-approval, you will be able to know your budget as far as the type of home you will get. Getting armed with a pre-approval is also great in cases where you are competing for a home that is in high demand. This is because a pre-approval will give you an edge over other potential buyers since it demonstrates both your seriousness and ability to purchase the home.

However, before applying for a pre-approval, it is important to get your financial affairs in order. This is because the amount that the lender will pre-approve you for will depend on your financial status. Your financial status will also determine the terms of the loan, especially when it comes to the interest rate that will be applied on your loan.

Given how important the process of pre-approval is, it is imperative that you take all the necessary steps to ensure that you not only get the desired amount, but also the best terms possible. The following are tips that will come in handy in improving your odds of success.

Pay attention to your credit score

Your credit score will play the most important role when it comes to determining the amount you will be pre-approved for. It will also play a role in determining the interest you will pay since your credit score is generally an indication of how risky you are to the person providing the mortgage.

Therefore, if you have a bad credit score, make sure that you improve it before applying for a pre-approval. To do this, pay off any small outstanding debts, and start paying your bills on time. You can even apply for a review of your credit score. Do this even if your credit score is already good because improving it even by the smallest of margins will play a huge role in the pre-approval process.

Reduce your debt-to-income ratio

A debt-to-income ratio is simply an indication of the share of your income that goes to pay off debt. If this ratio is high, it usually implies that you carry more defaulting risk. This is because in such a case, you theoretically have little to no money left after taking care of your debts. This then decreases your chances of successfully paying off the mortgage.

To avoid getting pre-approved for a lower amount, or receiving a high mortgage rate, you can pay off some of your debt. If you have several credit cards, you can cancel some of them. Increasing your income will also help.

Shop around

If pre-approval success means getting the best possible terms on a mortgage and getting the highest amount possible, shopping around is a significant key to success. Not all lenders are the same, which means that they apply different methodologies in assessing risk. Furthermore, some lenders will offer you better terms if you demonstrate a willingness to walk away. Knowing you have options will also help with your negotiations, something that will definitely help to get you better terms.

Even with these tips, you may still find the process challenging. In such a case, don’t be afraid to ask the lender for help or for clarification. There are also teams of mortgage experts, like Think Plutus, who can give you all the help you need to get the best mortgage terms.