Revolution Mother

Revolution Mother

Archive of ‘Tips’ category

The Top Ranked Family Cars

Buying a new family car is an important decision and one that you generally have to live with for a number of years. Therefore, it is really important that you don’t take this decision lightly, as you could end up with a car that causes no end of bother and greatly cost you. When you are looking for a new car, it is always a good idea to read some reviews from car experts and people who have already bought the car. One of the great things about the Internet is that you have access to loads of review and expert websites that can help you to make your decision.

There are obviously a number of factors to take into consideration when you get your next car. Factors like how fuel-efficient the car is, whether it has a warranty; when the tax is due, how quickly it accelerates or how well it handles should all form part of the decision process.

Here are some of the best options available right now if you are looking for a new family car:

Kia Soul – This compact yet surprisingly spacious car is a popular choice for small families. Because it is one of the more affordable cars on the market, it is a great option if you are keeping to a budget. The shape of the car ensures that it offers more passenger comfort than your typical car in the compact category.

Honda Civic – The Honda Civic is also a popular choice in the compact car category. Priced a bit higher than the Kia Soul, but offering a large amount of space and the best fuel economy in its class.

Hyundai i20 – Another great car if you are looking to keep your budget low, the Hyundai i20 is turbocharged and also boasts intelligent safety systems, touch screen navigation and parking sensors. For a small car, it is surprisingly comfortable and a popular choice for small families. You can find one which is cost effective at notable dealerships such as Autotrader.

Chevrolet Malibu – Chevrolet have always provided excellent standards for family cars and the Chevrolet Malibu is largely regarded as the top midsize car available right now. This is a highly spacious car that also rides really nicely, providing a very comfortable experience for all passengers. The infotainment system is also a big selling point for this stylish, reliable car.

Remember when you are looking for a new car that there are a number of factors that you should be looking at. It can be easy to be influenced by cost alone, but sometimes opting for the lower priced vehicles can actually end up costing you much more in running costs and maintenance.

Make sure that you do your research to work out which car will suit your family the best and check out as many reviews on your choice as you possibly can. A few years with the wrong car can feel like a very long time, so set out your main priorities and don’t let them be swayed when you get into the car dealership.

5 Great Ways of Giving Your Kids a Retro Treat

If the pace and stress of modern life isn’t something that you enjoy then why not take a step back. By looking at some retro ideas you can slow down your lifestyle and give your kids a real treat.

Why not try out one or more of these ideas and see how much fun it adds to family life.

Give Them Fish and Chips in a Newspaper

If you grew up in the UK then there is a good chance that you have savoured the wonderful pleasure of eating fish and chips wrapped up in a newspaper. Yet, there is also a strong possibility that your little ones have never done this, and they might not even believe you when you mention it.

Why not make them some healthy fish and chips and then wrap them up in a newspaper. The kids will love eating in this way and it may bring back some happy memories for you too.

Play a Board Game

These days, the wealth of computer games and mobile apps means that we are in danger of losing the thrill of the traditional board game. Yet, if you played the likes of Monopoly or Cluedo as a youngster then you know exactly how exciting this sort of game can be.

This is a fantastic way of spending a few hours as a family playing together. Some board games are even pretty good at help kids to learn new words, improve their memory of learn in some other way.

Get a Slush Machine

Who can forget the glorious summer days of their youth when they would slurp a slushy drink and feel as though they were in paradise? This retro pleasure might seem like something that never be re-captured for the benefit of your children.

However, you can get slush machines for home use now. This opens up exciting possibilities for making fantastic drinks that get the whole family excited.

Try Charades

The classic parlour game of charades is one of the finest ways of spending time as a family doing something that is terrific fun. If you have slipped into the habit of spending time each in their own room then this a smart way to get together as a family again.

If the children in the family have never played this game then this love discovering how much fun it is. They will soon be caught up in the excitement of this game, which usually ends in laughter and a great bonding experience.

Make Your Favourite Childhood Meal

Most of us have at least one favourite meal from our childhood that we still look back on fondly. Do you remember something that you used to eat as a kid and that you haven’t tasted in years?

By making a few retro meals you can let the little ones enjoy some of the food that you most enjoy and also get to savour the taste of your past at the same time.

Upgrade Your Payment Solutions

Small businesses in competitive markets – and what markets are not competitive – need to be on the ball in all areas if they are to make the most of their potential. This means offering first class service across the board. There are many areas of the day to day running of your business that you could seek to improve, and you most likely actively do so, and one of these is that of payment systems. Now, you may think that taking payments is as simple as putting money in the till, but for any business that operates a face to face service, there is far more to it if you want to be up to date.

For example: do you currently take card payments? If the answer is no, then you are likely missing out on valuable business that could be going your way. We will get back to why you really need to be taking card payments in a moment, but if the answer is yes, it could be that there are solutions available that would do a more efficient job for you. This is because point of sale solutions and card payment systems have developed greatly in the past few years, so you need to check out the latest right away.

Why Card Payments?

Put it this way: consumers like convenience, and nothing is more convenient than being able to pay for goods or services without having to rifle through a wallet or purse for the correct change. Then, there’s the fact that it has been shown that people are likely to spend more when paying by card, perhaps by as much as 20%. This is a fact you cannot afford to overlook! So, this is why we strongly recommend you check out the range of free credit card machines for small businesses that Merchant Account Solutions, a leading name in the field, currently offers, as they could change the way your business performs.

Merchant Account Solutions are experts in card payments and point of sale solutions, and they can help you find the way forward that suits you best. They already have many satisfied customers in various areas of commerce, so you could soon be up and running with a free card payment machine and the best transaction rates available. It’s worth a closer look, so don’t miss out on what is a prime opportunity.

21st Century POS

By giving your customers the ultimate in convenience, with top quality POS solutions and up to the minute card payment machines, you are encouraging them to continue shopping with you or using your services. It’s an essential part of business these days, whatever area you are operating in, and it makes sense to take a look at the available solutions.

We advise you to check out MerchantAccountSolutions.com for the very best deals and the latest technology, and with a free card reader, you will soon wonder how you managed without one!

The Apartment Amble – 6 Tips For Speeding Up the Family Move Out Process

 

So it’s time to make a big move, and this time the whole family is involved.

It sounds incredibly stressful, but the reality does not have to be as scary as it seems. There are so many things to do when it comes to making a move that sometimes it can all just become too much. Thankfully, there are bond cleaners in Brisbane who can help take that extra stress of your shoulders with ensuring that everything about your apartment or house is in perfect order once you leave.

As for the other stuff, well, if you are struggling with how to get the family to clean up, pack up, and get moving on time, then here are 6 tips you can use for speeding up the family moving process.

Go through your belongings

To minimize the amount you need to pack when the time comes, try and get everyone in the house to do a clean out of their belongings and find what they do and do not want. Help each other out where you can to speed up the process. Whatever you don’t need or want you can give to an op shop that will pass it onto somebody who will love it. By doing this big cleanout a month or a couple of weeks before you even begin packing will obviously give you less things to pack and unpack, making the process that much smoother.

Set goals

By setting goals for the whole house this will give everyone a timeline and dates to work towards. Having some structure and dates will help your family prioritize what they need to do and what can wait.

Make it a game

If you are having trouble getting the kids involved then it’s time to make it fun for the whole family. Setting the whole thing out like a game and introducing prizes will not only get everyone involved but it will get everyone motivated and will make the process a more positive experience rather than a stressful procedure.

Don’t let it pile up

When packing, a super helpful thing you can do is to not let everything pile up.

If you are able to, once you have sorted a couple of boxed, put them in your car and move them elsewhere. This will help everything not feel so crowded and busy and will make everything look less daunting.

Help each other

If you have some spare time or if you are ahead of your schedule or if you’re simply feeling generous, give someone else in your family a hand if they are struggling. Some people work better alongside others and it will help you in the end if everyone is packed, ready, and stress free by the end of the process.

Get help

If you are unable to move it yourself then it would be a good idea to hire a moving company to take things such as your furniture and appliances. You may be able to take all the boxes of things to your new home from your old one, or to a place in between so they don’t pile up, but you may have some difficulty getting the larger items. Ask a friend or family member or hire a moving company, compare prices when looking at companies, you may get your money’s worth if you leave all of the moving to them, including the boxes.

Moving is a stressful process, but we can do everything we can to lessen the load and make it less daunting. Try not to hate the whole thing as it often means new beginnings and a chance to start fresh.

Mama, Me? A Donor Egg IVF Success Story

 

 

I remember playing dolls as a little girl. I would rock my babies to sleep, and dream of a time when playing mommy would no longer be a game.

If I’d known then what I know now, I would tell my younger self one thing – having a baby is not always a fairytale. Sometimes it takes many, many tries to conceive a child. Sometimes a woman’s eggs simply will not work. Sometimes, you have to look at other options.

My journey to motherhood was filled with unexpected road blocks, but DonorEggBankUSA.com cleared the path when I thought all hope was lost.

Egg Viability…or Lack Thereof

After my husband and I were married in 2011, we settled into newlywed life with ease. We survived home-buying, career changes, and even in-laws with nothing but grace. If the first year of marriage is the hardest, we were set for life.

In July of 2013 we decided to try and have a baby. Little did we know, our blissful marital bubble was about to pop. We tried for months without even the inkling of a pregnancy. A sense of nervousness began to set in. I tried to maintain my calm, but when we reached July of 2014 and still weren’t pregnant, I decided we needed help.

Imagine my dismay when our fertility doctor told me that my eggs weren’t viable for pregnancy.

There did not seem to be any rhyme or reason to the diagnosis. I was a healthy 26-year old woman. I’d never smoked, I exercised, ate right, and was an overall happy, calm person. How did this happen to me?

But whether it was genetics or a random occurrence, the fact of the matter was that my eggs were unusable for pregnancy. We would need to find another option.

An Emotional Battle with My Diagnosis

To say I was crushed would be an understatement. I felt abandoned by my own body.

I tried to keep a level-head about the diagnosis and approach our next steps with logic instead of emotion, but it was impossible. I would be fine one moment, and then suddenly find myself wracked by a multitude of feelings. Depression, check. Anger, check. Anxiety, check, check, check.

My husband was an amazing support, but even he couldn’t relate to what I was feeling.

Over time, and with the help of an infertility counselor, I began to feel more normal… hopeful even. While I still had bouts of sadness from time to time, I remembered that what I really wanted was to be a mother. Not having a genetic link to my future child did not have to hinder that dream.

We started looking for a frozen egg donor.

Finding the “Right” Egg Donor

What a strange sensation to choose your child’s biological mother. With the help of a wonderful company called Donor Egg Bank USA, we were presented with a database of potential candidates. Each of their donors had been thoroughly screened and we were able to look through medical histories, background information, and professional and educational achievements.

But what were we actually looking for? Physical resemblance? Ethnic similarities? Overachievers that had done well in school?

It took some time, but we finally found the perfect donor. Since the eggs were already frozen, within two weeks they had been shipped to my clinic, and were ready to start our IVF cycle.

Our Donor Egg IVF Cycle

My cycle began with a series of lab work and tests to screen my current reproductive health. When this testing was finished, I began a regimen of medications, primarily estrogen and progesterone, to prepare my body for implantation.

Once my body was ready, our selected donor eggs were thawed and fertilized with my husband’s sperm. The doctor monitored the development of the embryos over a few days, and then we were ready for our embryo transfer.

Nothing can describe the moment we watched our doctor place this sweet, little embryo into my uterus on an ultrasound machine. Walking out of the clinic, I felt renewed with possibilities and grateful for this experience. Genetic connection or not, this was our baby.

Two weeks later, we received the best phone call of our lives. The transfer had worked. In nine months, we would become parents.

My Fairytale Ending

At night, when I sit rocking my newborn daughter to sleep, I think back to my childhood self. I wish I could warn her of what was to come so it could have been less of a shock. I would have told her that she had other options. But I would never give away the ending. Holding this sweet girl in my arms is the most incredible gift I’d even been given.

When I found out my eggs weren’t useable, I was lost in sadness and thought I was out of options. Thanks to a selfless, beautiful donor, however, I received the greatest blessing of my life. My husband and I will forever be thankful for our journey.

5 Great Sous Vide Recipes

 

Experiment With Your New Sous Vide Home Cooker

Make restaurant-grade meals and side dishes from the comfort of your own home with these delicious and nutritious sous vide recipes.

Sous vide cooking offers succulent, nutritious meals which are full of flavour, texture and vitamins. Up until recently, this style of cooking has been confined to top-notch restaurants across the globe. However, the availability of home sous vide cookers has opened up a whole new world of possibilities for home cooked meals.

If you have recently invested in a sous vide cooker, then check out this selection of best sous vide recipes to get you started.

Succulent Sous Vide Chicken

You can’t go wrong with this juicy, tender chicken recipe which can be used as the centrepiece for a hearty Sunday roast.

Ingredients: Chicken breast, salt, black pepper, butter, olive oil and fresh herbs.

Method: Set your sous vide cooker to 60C with the timer on for 90 minutes. Season the breasts with the salt and pepper, then put into a resealable bag with olive oil, butter and herbs. Submerge the bag entirely in the water and leave for 90 minutes.

Once removed, quickly fry the chicken breast in a pan using olive oil, until the skin is crispy. Serve immediately.

Buttery Lobster

This sous vide style of cooking lobster allows you to infuse the meat with extra sweetness.

Ingredients: 2 live lobsters (1 ½ pounds), 30g unsalted butter, 2 sprigs of fresh tarragon, lemon wedges, 60ml clarified butter

Method: After killing the lobster, twist off the claws and tail and insert skewers into them. Boil the tail for 1 minute and the claws for 4 minutes, then transfer to an ice bath. Remove the meat then place in a resealable bag with the unsalted butter and tarragon. The air should be vacuum-sucked out. Cook in the sous vide bath for up to an hour, then serve with lemon wedges and clarified butter.

Poached Pears with Port

This the perfect indulgent dessert for those with a sweet tooth.

Ingredients: 6 firm peeled pears with stem left on, 120ml port, 180g sugar, 3 tablespoons of honey, 2 cinnamon sticks and 5 cloves.

Method: Preheat your sous vide cooker to 85C. Pour the port into a pan, add the sugar, honey and spices, then boil until the sugar has dissolved. Remove the pan and set light to the port to burn off the alcohol. Once cool, pour the liquid into a vacuum bag along with the pears. Remove the air and seal the bag. Cook in your sous vide machine for 2 hours. Serve with the remaining sauce and ice cream.

Perfect Carrot Side-Dish

This simple but delicious accompaniment goes well with many types of meat main courses, whether it be a Sunday roast or chicken pasta.

Ingredients: Carrots, salt and pepper, parsley, butter and olive oil.

Method: Preset your cooker to 90C and pop the timer on for 30 minutes. Peel your carrots, season them then place them in a sealable bag – add butter and a dash of olive oil alongside the parsley. Submerge the bag and simply cook for half an hour!

Egg And Bacon Bites

These bites are so moreish that you’ll be making them every day!

Ingredients: 6 eggs, 170g gruyere cheese, 85g cream cheese, 3 slices of cooked bacon cut into cubes, pinch of salt to taste.

Method: Set your sous vide cooker to 78C. Whisk together the eggs, cheese and salt until thoroughly combined. Distribute the cubes of bacon into the bottom of 6 canning jars with lids. Fill with the egg and cheese mixture. Place the lids on but only to fingertip tightness to prevent the jars from shattering. Submerge the jars for one hour, then enjoy straight from the cup.

These recipes are just a brief selection of the wonderful ways that you can experiment with your new sous vide cooker. If your mouth is already watering, then it’s time to get cracking on making your next sous vide treat.

New Mattresses on the Market: How to Find Your Best Pick

The last few years have seen a pretty substantial shakeup in the sleep industry driven by the increase in innovative technological applications and a tech driven media advertising campaigns. Mattress startup companies have made a wide success out of this, and if you find yourself shopping for the best sleep ever, you’re going to find that you have A LOT to choose from.

So how exactly do you narrow down your choices? Honestly, finding your perfect mattress pick should be approached with an end in mind, meaning you need to do a little bit of research to truly understand what choices are out there. But keep in mind the following tips and jumping off points to help get you started- and to make your journey that much easier!

  • Consider your personal sleep preferences: Side sleepers prefer softer surfaces, and back or stomach sleepers prefer more firm sleeping surfaces for a reason. This is due to the support each type of bed can lend to your overall physical support in order to wake each morning feeling refreshed- and not stiff or sore.

A good night’s rest is a crucial component to your overall physical and mental health. If you find yourself becoming irritable easily, or have trouble focusing, sleep deprivation may be to blame- so be sure to make your comfort each night a priority.

  • Know the size of your bed: You’d be surprised how many first time mattress shoppers are unsure of their bed size. Do you know the difference between a full sized and queen mattress, other than the label on the sheets you buy? Know the standard measurements of mattress sizes in order to know if you are buying not only the right size, but if you are getting a lower quality item that is shaving inches from their products- leaving gaps between headboards and mattress.
  • Take advantage of technology to narrow down your search: You have the variety of mattress choices to choose from due to technology, so it’s time to make use of it to get what you want.  Many sites, such as the The Sleep Judge, offer dozens of unbiased reviews to help you get your search started.
  • Quality does not always have to cost more: As mentioned, new company startups have been driven by the recent advances in technological use. This has caused an increase in product competition, which has dramatically driven down cost, and forced long standing brand names to reconsider their consumer interactions.

Brick and mortar markups found in mattress showrooms have been chipped away at due to new factory direct shipping opportunities. Because of this you can often find brand name products offered deeply discounted, or price matched against online offers. Plus, the many new startups are often of equal quality and are worth taking a closer look at, especially if your shopping experience is limited to your budget.

  • Research the materials your choices are made from: Not all materials are made the same, and you should know the differences in order to find your comfort preferences within your budget to get the best quality available.

Mattress generally fall into one of three categories: memory foam, spring coil, or a hybrid version of these two. Memory foam is an open-celled viscoelastic polyurethane foam and is popular due to its enveloping feel as your weight sinks into it. These types of mattresses are layered with memory foam supported by a more general poly foam found underneath. The density of foam is equal to it’s quality, so be sure to look for memory foams that weigh in at 3.5lb/cu.in or higher to ensure the best bang for your buck.

Mattresses supported by spring coiled construction are a more traditional design and typically are topped by a pillow top, or even thin layer of memory foam to provide an initially softer surface without sacrificing support and weight distribution. Coil count and coil gauge is important to take interest in as it will provide you with an idea of material quality. Less coils of a lower gauge (thicker) is a better quality support than more coils at a higher gauge (thinner).

  • Know your terminology: Knowing the quality of your choices has much to do with recognizing the terminology used pertaining to the materials. Recognizing the difference between memory foam and innerspring mattresses might drive your initial choices, but what about the many other terms being thrown at you during your research? Details like gel, or copper infused, layers deal with cooling and pain reducing technologies respectively, and might be beneficial to your overall sleep experience. If during your search you see something you don’t recognize, do yourself a favor and take the time to look it up.

Frank Apodaca strives to find the best night’s sleep possible for you through the testing of a variety of products and unbiased reviews you can find at The Sleep Judge. Through his years in the business he has come across a quite a few products, both good and bad, and knows quality when he sees it. His experience with the industry provides you with the best advice possible to get you what you need. Follow us on Facebook, Youtube, or Twitter

What’s the Point of Private Tuition?

 

Private tuition is seldom out of the news, and this is hardly a surprise given the size of the supplementary education industry. In the UK alone, 1 in 4 children report having had a private tutor at some point in their educational journey.

For a parent to hire a private tutor is commonplace – quite ordinary, in fact. There are all sorts of reasons behind a decision to do so: to support a child who’s fallen behind at school, to ensure top grades to get on a university course, to assist with Special Educational Needs such as dyslexia or perhaps to supplement homeschooling.

There are also a number of delivery methods: in-person tuition (at the student’s or the tutor’s home), online tuition (using Skype and an online whiteboard, for example) or group tuition which takes place in an after-school centre (in the UK, Kumon or Explore Learning centres spring to mind).

Despite its ubiquitousness, private tuition still has a certain reputation of being elitist. Tom Maher, former president of The Tutors’ Association, recently addressed this point in a comment piece which looked at the language used to describe the industry. For example, both the words ‘private’ and ‘tutor’ suggest exclusivity in a way that ‘one-to-one’ and ‘lessons’ do not, and yet they both describe the same educational approach.

Certain sections of the private tuition industry now appear to distance themselves from elitist vocabulary because they want this powerful way of learning to be available to all. For example, ‘supplementary education’ as a term is now more in vogue. In line with this thinking, various charities are now focusing on initiatives to introduce one-to-one learning into new contexts – for example, to help children in under-performing schools.

The fact is, private tuition is at its heart a powerful learning method because an expert private tutor is in the unique position of being able meet their student at the edge of their current understanding, and so help enhance it. This is simply not possible in a classroom situation where learning has the tendency to be either too advanced, or too easy, for each individual student.

Furthermore, negative peer pressure or the fear of speaking out can be further disincentives to learn for some children in a classroom setting. The right kind of private tuition does away with these kinds of blocks to learning, and parents can see their children flourish in this context where they haven’t elsewhere.

Whatever the pros and cons of private tutoring, it is a successful method which is here to stay,  and which can be effective for children from any background.

As a parent, you may therefore consider finding out more information on private tuition or hiring a private tutor for your child.

Great Educational Apps for Everyone

 

The internet is often criticised for its sometimes frivolous content, but there is much more to it than that. Indeed, it has given us the ability to talk to people on the other side of the world, free and in real time, as well as introducing to the world new ways of watching films and TV shows. Furthermore, with high speed broadband, watching video content is more reliable, as there is none of the buffering that was once the norm, and there is plenty of content to choose from. With handheld devices – smartphones and tablets – being the most popular method of accessing the internet now, there is much to say about apps, which offer a varied amount of different content.

iTunes eLearning App

When it comes to educational content, the internet is a vast resource covering everything from science to languages, through art, travel and more, and there are many apps covering these areas too. We would like to introduce you to a very impressive iTunes eLearning App, one that offers you unrivalled content of a very high quality, and we think you’re going to like it! In fact, if you are looking to further your education in a particular area, or to learn something new, The Great Courses Plus – as it is called – is a must.

You get access to more than 8000 videos and lectures, and they are structured in an array of courses so you can choose the subject you want to study. Each course comes with a number of videos on different aspects of the subject, the number of videos varying from course to course, and you take the course at your own pace. It’s very easy to follow, and we recommend you choose a tablet as the medium for greater clarity.

Android Version

For users of Android devices, and they are perhaps the most popular of all right now, The Great Courses Plus is available to download, and you get the same features as you do with the iTunes version. It must be among the best Android eLearning app around, and the range of subjects is absolutely comprehensive in scope. You can choose the courses you want to study and, thanks to Wi-Fi hotspots, can watch them at your leisure, anywhere you may be at the time. Whether you are learning something new, brushing up on languages or enhancing your knowledge of a particular subject, you will find The Great Courses Plus to be the best app around.

The internet has given us a great deal of added benefits in a short time, and in terms of education is now one of the most valuable and versatile tools around. It is not only used by schools and colleges, but in homes around the world for education purposes. All the Great Courses lectures are to a high standard – college level in fact – so you are getting quality learning at a sensible price, so why not check it out now, and take advantage of the free trial to learn what it’s all about.

6 Tips To Help You Deal with Spousal Debt

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spousal debt

What if your partner is racking up a huge amount of credit card debt, and has a hard time putting a halt to their unnecessary spending? This situation can get quite dangerous. Is your spousal debt starting to look unmanageable due to a spending addiction? Start investigating payment solution and embrace the ideas listed below that you may try out to get their finances back on track.

1. Be Careful with Debt Solutions

There is a saying that “you know yourself best”, so when you are solving your own debt problems, you have only yourself to worry about. Dealing with someone else’s issues on the other hand, may pose some uncertainties, and there are more factors to consider. For example, be especially careful about converting credit card debt into home equity debt. This will just free up your cards enough so that you or your partner can inadvertently do more damage. Unless you are committed and completely stop using those cards and commit to paying down debt, any loan modification efforts will only lead to increased spending temptations and additional debt.

2. Seek Counselling

While you may be open to taking action for yourself, it may be a lot tougher trying to encourage your spouse to go this route. Have you ever seen the TV show “Intervention”? You can only instigate change once you have seen the light. Unfortunately, many people with this problem do not see their debt as a problem and continue to be in denial.

3. Do Not Bail Your Spouse Out

Discuss the option of separating your finances with your partner who cannot manage their spending. See if you can work out an agreement where you keep separate financial accounts.

4. Approach the Issue with Sensitivity

Be understanding and supportive provide a positive attitude and loving approach to your spouse’s problems. Dealing with change can sometimes be tough and it’s easy to fall off the wagon, so making this a team effort would be much more manageable. Of course, your family’s dynamics will determine whether you can realistically make this a successful joint effort, but this has to be done.

5. Manage Household Finance

In effect, this would mean relinquishing financial control and assigning the financial responsibilities to someone in the family who can handle their finances. Would you be able to make your spouse cooperate and agree to a financial plan? In fact, you are both basically imposing strict limits on your household spending, and though it may be an uncomfortable arrangement, it may be worth doing for at least, for the short term.

6. Use the Right Tool

As it is mandatory to cut all your spouse’s credit cards at this stage, you will need to provide another payment method for her because you simply cannot expect her to pay for everything in cash. This is where the Visa prepaid card comes in handy. Prepaid Visa cards functions just like a traditional credit or debit card would. This will allow your spouse to make purchases in-store, online or at ATM machines. However, the prepaid Visa card is not linked with any credit facilities or bank account. This means that she can only spend what was preloaded on the prepaid card account. Since a prepaid credit card does not facilitate credit services or cash advances, your spouse will not be able to spend any money that they don’t have. This is a perfect tool to restrict expenses as well as to help her nurture a sense of responsible spending.

What’s Next?

Now that you have realized that the only way you can break this bad habit is to help your spouse to make a commitment to deal with it head on. You will have to help your spouse dig deep to find the discipline to make those changes. With the assistance of prepaid Visa cards and full dedication, it gets easier as your spouse develops healthier financial habits over time.

Visit http://www.transact24.com and get your spouse a prepaid Visa card today, do not allow her debt to add up and control her life.