Archive of ‘Family’ category
For most of us, we know that our smartphones are a prime target for hackers and thieves. Since these mobile devices are practically the same as a computer, we have to start treating them as such by securing them. But which methods are best? How do they get inside? Let’s look at the most common entry points as well as ways of protecting your phone and family’s phone from hackers.
Whenever you surf the web, you could potentially run into a site that will download a bug onto your system. This malicious software will infect your system and try to extract data or use up your phone’s battery and memory.
The Protection: If you get Android antivirus software like AVG, then you can avoid dangerous sites and keep your device clean.
If you’ve ever gotten an email from a contact of yours with a suspicious heading and link embedded inside, then odds are it’s a scam from a hacker who is trying to steal your information. On your phone, these hackers can also send texts or call you while pretending to be something like a bank or service, asking for personal information.
The Protection: Never click on a link that you don’t trust completely, and never give out information to someone calling you. If you have to update your data with a company, tell them that you’ll call them on their main number or do it online.
One of the best ways for someone to gain access to your phone’s contents is to steal it from you. This will enable them to look at things like your contact list (for phishing scams) and stored data like saved passwords.
The Protection: When it comes to Android security, you should keep your phone password protected (swipe or PIN), and you should get AVG, which allows you to track and shut down your device remotely before anyone can access anything.
The more time you can spend on prevention for yourself and family, the better off you’ll be in the long run. AVG antivirus can be your best defense against hackers and thieves, and it’s free to download.
Buying a new family car is an important decision and one that you generally have to live with for a number of years. Therefore, it is really important that you don’t take this decision lightly, as you could end up with a car that causes no end of bother and greatly cost you. When you are looking for a new car, it is always a good idea to read some reviews from car experts and people who have already bought the car. One of the great things about the Internet is that you have access to loads of review and expert websites that can help you to make your decision.
There are obviously a number of factors to take into consideration when you get your next car. Factors like how fuel-efficient the car is, whether it has a warranty; when the tax is due, how quickly it accelerates or how well it handles should all form part of the decision process.
Here are some of the best options available right now if you are looking for a new family car:
Kia Soul – This compact yet surprisingly spacious car is a popular choice for small families. Because it is one of the more affordable cars on the market, it is a great option if you are keeping to a budget. The shape of the car ensures that it offers more passenger comfort than your typical car in the compact category.
Honda Civic – The Honda Civic is also a popular choice in the compact car category. Priced a bit higher than the Kia Soul, but offering a large amount of space and the best fuel economy in its class.
Hyundai i20 – Another great car if you are looking to keep your budget low, the Hyundai i20 is turbocharged and also boasts intelligent safety systems, touch screen navigation and parking sensors. For a small car, it is surprisingly comfortable and a popular choice for small families. You can find one which is cost effective at notable dealerships such as Autotrader.
Chevrolet Malibu – Chevrolet have always provided excellent standards for family cars and the Chevrolet Malibu is largely regarded as the top midsize car available right now. This is a highly spacious car that also rides really nicely, providing a very comfortable experience for all passengers. The infotainment system is also a big selling point for this stylish, reliable car.
Remember when you are looking for a new car that there are a number of factors that you should be looking at. It can be easy to be influenced by cost alone, but sometimes opting for the lower priced vehicles can actually end up costing you much more in running costs and maintenance.
Make sure that you do your research to work out which car will suit your family the best and check out as many reviews on your choice as you possibly can. A few years with the wrong car can feel like a very long time, so set out your main priorities and don’t let them be swayed when you get into the car dealership.
If the pace and stress of modern life isn’t something that you enjoy then why not take a step back. By looking at some retro ideas you can slow down your lifestyle and give your kids a real treat.
Why not try out one or more of these ideas and see how much fun it adds to family life.
Give Them Fish and Chips in a Newspaper
If you grew up in the UK then there is a good chance that you have savoured the wonderful pleasure of eating fish and chips wrapped up in a newspaper. Yet, there is also a strong possibility that your little ones have never done this, and they might not even believe you when you mention it.
Why not make them some healthy fish and chips and then wrap them up in a newspaper. The kids will love eating in this way and it may bring back some happy memories for you too.
Play a Board Game
These days, the wealth of computer games and mobile apps means that we are in danger of losing the thrill of the traditional board game. Yet, if you played the likes of Monopoly or Cluedo as a youngster then you know exactly how exciting this sort of game can be.
This is a fantastic way of spending a few hours as a family playing together. Some board games are even pretty good at help kids to learn new words, improve their memory of learn in some other way.
Get a Slush Machine
Who can forget the glorious summer days of their youth when they would slurp a slushy drink and feel as though they were in paradise? This retro pleasure might seem like something that never be re-captured for the benefit of your children.
However, you can get slush machines for home use now. This opens up exciting possibilities for making fantastic drinks that get the whole family excited.
The classic parlour game of charades is one of the finest ways of spending time as a family doing something that is terrific fun. If you have slipped into the habit of spending time each in their own room then this a smart way to get together as a family again.
If the children in the family have never played this game then this love discovering how much fun it is. They will soon be caught up in the excitement of this game, which usually ends in laughter and a great bonding experience.
Make Your Favourite Childhood Meal
Most of us have at least one favourite meal from our childhood that we still look back on fondly. Do you remember something that you used to eat as a kid and that you haven’t tasted in years?
By making a few retro meals you can let the little ones enjoy some of the food that you most enjoy and also get to savour the taste of your past at the same time.
What if your partner is racking up a huge amount of credit card debt, and has a hard time putting a halt to their unnecessary spending? This situation can get quite dangerous. Is your spousal debt starting to look unmanageable due to a spending addiction? Start investigating payment solution and embrace the ideas listed below that you may try out to get their finances back on track.
1. Be Careful with Debt Solutions
There is a saying that “you know yourself best”, so when you are solving your own debt problems, you have only yourself to worry about. Dealing with someone else’s issues on the other hand, may pose some uncertainties, and there are more factors to consider. For example, be especially careful about converting credit card debt into home equity debt. This will just free up your cards enough so that you or your partner can inadvertently do more damage. Unless you are committed and completely stop using those cards and commit to paying down debt, any loan modification efforts will only lead to increased spending temptations and additional debt.
2. Seek Counselling
While you may be open to taking action for yourself, it may be a lot tougher trying to encourage your spouse to go this route. Have you ever seen the TV show “Intervention”? You can only instigate change once you have seen the light. Unfortunately, many people with this problem do not see their debt as a problem and continue to be in denial.
3. Do Not Bail Your Spouse Out
Discuss the option of separating your finances with your partner who cannot manage their spending. See if you can work out an agreement where you keep separate financial accounts.
4. Approach the Issue with Sensitivity
Be understanding and supportive provide a positive attitude and loving approach to your spouse’s problems. Dealing with change can sometimes be tough and it’s easy to fall off the wagon, so making this a team effort would be much more manageable. Of course, your family’s dynamics will determine whether you can realistically make this a successful joint effort, but this has to be done.
5. Manage Household Finance
In effect, this would mean relinquishing financial control and assigning the financial responsibilities to someone in the family who can handle their finances. Would you be able to make your spouse cooperate and agree to a financial plan? In fact, you are both basically imposing strict limits on your household spending, and though it may be an uncomfortable arrangement, it may be worth doing for at least, for the short term.
6. Use the Right Tool
As it is mandatory to cut all your spouse’s credit cards at this stage, you will need to provide another payment method for her because you simply cannot expect her to pay for everything in cash. This is where the Visa prepaid card comes in handy. Prepaid Visa cards functions just like a traditional credit or debit card would. This will allow your spouse to make purchases in-store, online or at ATM machines. However, the prepaid Visa card is not linked with any credit facilities or bank account. This means that she can only spend what was preloaded on the prepaid card account. Since a prepaid credit card does not facilitate credit services or cash advances, your spouse will not be able to spend any money that they don’t have. This is a perfect tool to restrict expenses as well as to help her nurture a sense of responsible spending.
Now that you have realized that the only way you can break this bad habit is to help your spouse to make a commitment to deal with it head on. You will have to help your spouse dig deep to find the discipline to make those changes. With the assistance of prepaid Visa cards and full dedication, it gets easier as your spouse develops healthier financial habits over time.
Visit http://www.transact24.com and get your spouse a prepaid Visa card today, do not allow her debt to add up and control her life.
You don’t have to be a fan of the ubiquitous Kardashian family (and their endless weddings and baby showers) to see the hottest gifts for babies and parents. Today’s parent wants a gift that’s not only very cute and clever, but one that is practical.
Take your cue from celebrity and famous new parents – a very coveted baby shower, christening, bris or baby welcome gift is a baby hamper. You can struggle to put one together yourself. But for the same (if not reduced) price, you can purchase beautifully arranged baby hampers in Sydney which come in themes and colours and lots of personalization options. It is also more convenient and hassle-free to purchase one rather than creating it yourself.
Baby hampers are so clever – and if you’re giving the gift in a crowd or party, you will get all the oohs and ahs. Attention will be on your gift, which will not only be picture-ready and picture perfect, but be filled with items, to which you can add to make it just what you’re looking for and what you need. There are sellers like Baby Gift Box that have gifts designed for the mum-to-be, for a set of twins, for gender-specific or gender-neutral babies, too.
If you’re looking for additional items to give – let’s say you chose to give a hamper for the baby shower – and you need something to bring to welcome the new baby or to bring when you attend the baby’s christening or bris – there are a lot of super fun, super cute and all-kinds-of-adorableness presents available.
You know how toddlers like to ride up high on mummy’s or daddy’s shoulders? There’s cute – albeit one-trick pony item — that some parents will love, it’s a shoulder baby holder. It has a cute soft seat that conforms around the wearer’s neck and a chest brace and holders for the baby’s feet.
Baby leg-warmers may seem gimmicky to you, but little knit knee warmers – with padding in the knee are great for crawlers (but bear in mind that not every baby crawls – some go from sitting to walking).
The always pulse-on-pop-culture Buzzfeed may have their moments of controversy, but not when it comes to checking out the latest in electronics, fashion, food and more…and even… baby gifts! Check out “30 Unexpected Baby Shower Gifts That are Sheer Genius”. Included on the list are:
- Baby bean bags
- A baby shusher
- Car-seat/Stroller combination
- Car-seat vest with a holder for a dummy or baby-bottle
- Dancing shoes for parents to wear with little shoes on top for kids to stick their feet in and dance with mum or dad
- Portable baby food mill
- Baby bullet — people who love icy mixed drinks know the bullet that’s a compact high-speed, individual blender, and now there’s one for mixing baby food
- Blooming bather – a safety padded mat for baby to sit on whilst in the bath
- Bottle heater that doesn’t need batteries or hot water
- Fancy baby cradle that comes with music and “five unique motions” that mimic the way a parent carries their baby
- A baby board book on HTML (it’s actually called HTML for Babies)
- Clever stroller attachment for mum’s with lots of useful pockets
- A bib that is also a placemat
- A 3-in-1 travel diaper bag that transforms into a changing table and portable bassinet (this is mad genius, actually)
- A spill-proof and indestructible sippy cup
- A changing mat that’s transformed from what looks like a cosmetic pouch
- A stroller phone holder
- A super-gentle battery-powered nail file
- Electrical outlet protectors
- An egg carton filled with baby socks in different sizes (something you can actually make yourself)
With plenty of ideas presented above, you can certainly find a gift that is not just perfect for the baby but is also something that parents-to-be will appreciate.
How many baby outfits does one newborn baby need? How many teddies and cot toys can one family take? If someone close to you has just had a baby and you’re thinking of a suitable present, what about giving them something a little more thoughtful than yet another cosy baby blanket?
Having a child is a momentous occasion that should be honoured in the appropriate fashion. If you’re thinking of a baby gift that has meaning and longevity rather than simply panders to fickle consumerism, here are 5 ideas you might like to consider.
- Magazine Subscription
Having a new baby is no walk in the park, especially if it’s the first one in the family. Unfortunately, babies don’t come with an instruction manual, leaving the parents to work it all out for themselves. This is where information is invaluable. Of course, you can find the answer to every conceivable question on the internet – but isn’t it much nicer to flick through the pages of a printed magazine over a cup of tea while the little one is asleep?
There’s a wealth of choice when it comes to baby and parenting magazine titles, so you’re bound to find one that fits with the new parents’ lifestyle and general outlook. An annual subscription makes it easy. No searching at the newsagents for the latest issue – just wait for it to plop through the letterbox. It might just be the highlight of their month.
- Family Photography
For a lasting newborn present that will be appreciated for years to come, a professional family photography shoot is hard to beat. Choose an experienced portrait photographer who specialises in families and children (and pets too!) and make a booking or ask for a gift voucher.
From newborn to baby’s first year, and all the developmental milestones in between, having a professional photographic record of the changing family is a beautiful reminder that can be looked at again and again.
Whether photographs are framed or canvas printed and displayed on the wall, sent to far flung members of the family, or lovingly kept in an album that comes out at special occasions, why not make it regular event – say every year – to add to the family chronicle?
Your new baby photography present could be the start of something beautiful and very long lasting indeed – and it’s all because of you!
- Children’s Investments
For those who want their baby gift to be of long-term use, and not just a passing frippery, there’s always money. Of course, you could simply hand over an envelope of hard cash to the new parents – but if that seems a bit too cold, there’s a wide range of savings instruments specially designed for children that you could investigate.
From National Savings Children’s Bonds and Premium Bonds, to Junior ISAs and a range of other children’s savings vehicles, there’s bound to be one that fits the bill, both for you as the donor as well as the long-term savings goals for the little one.
If you’re going to set up an account on behalf of the child, it’s advisable to do this with the parents’ full knowledge and cooperation, as some savings vehicles have limitations and restrictions, both in terms of who can act on behalf of the baby as well as the amounts that can be deposited.
- Astrology Chart
For something completely different – and do check with the parents first to see how they are inclined – how about a reading of the new baby’s astrological birth chart? It’s a powerful document that can be referred to time and again for guidance and advice through the years.
Many people believe that the constellation of the stars and alignments of the planets at the time of one’s birth offers invaluable insights into a person’s nature, needs and strengths – and can even provide clues as to future developments in the person’s life.
While some scientists concede that the movement of the sun, moon and planets have an influence on us by interfering with the Earth’s magnetic field, astrology has failed to stand up to scientific scrutiny. From a mainstream scientific viewpoint, therefore, horoscopes are a load of nonsense.
However, if you are more spiritually inclined, you may not be so quick to dismiss the ancient wisdom going back thousands of years. Perhaps a natal chart could provide answers that science cannot, offering a unique tool to guide the baby through all stages of life?
- Charity Donations
You might like to look beyond the immediate needs of the new family, particularly is they’ve been showered with presents from all sides and really don’t need anything else. If you wish to mark the birth of a baby in a more socially conscious way, how about making a statement on their behalf?
Both the National Trust and English Heritage offer lifetime memberships that support their valuable work to preserve our heritage, while WWF and the Born Free Foundation will let you adopt an animal.
There are many causes in the world that would welcome extra support. Whether you sponsor a Third World child through Plan International or make a donation to protect the rainforest, your donation could make a real difference to the world we live in.
With winter and the holiday season fast approaching, the last thing that you have time for is getting sick. Here are a few tips on avoiding getting sick this season.
Beware the Flu: If you haven’t gotten the flu shot yet, you should at least know how prevalent the flu is in your area. Your weather app can let you know when the flu hits in your area and can even give you an estimate of the disease prevalence near you.
Avoid Getting Caught Off Guard: Whether it is getting caught in the rain without an umbrella, or in the cold without a jacket, being unprepared for the weather can increase your chances of getting sick. A quick look at your weather radar can help you avoid unwanted surprises and ensure that you stay warm and dry. Of course, you also want to have the most accurate weather app possible, so peruse reviews carefully before you download.
Eat Your Vitamins: A hectic schedule can mean less healthy meals. However, taking time to get your servings of fruit and vegetables can not only help you avoid getting sick, but can also boost your energy during the holiday rush. Though nothing beats getting your nutrients from fresh fruit and vegetables, if you find yourself in a pinch, you can find a good multivitamin.
Get Your Sleep: A storm warning on your weather radar is the perfect time for a catnap, but you should also commit to getting a good amount of sleep every day. Studies have shown that lack of sleep will weaken your immune system, so make sleep a priority before you get sick.
Getting sick is no joke. Even if your life seems to be busier and busier, it’s important to remember that taking care of your health is always worth the effort.
It’s a great way for all those idle moms that want to meet their petty expenses by doing things they love from home. Here are some ideas to boost your bank balance and start racking up £s with these money making ideas.
Let your artsy side shine and you’re creative skills can get you to earn quite a good amount of money. As personalized stuffs are always on the rage and demand, you can start of with selling your creations online on sites like Etsy, Handmade Artists etc.
Become a Vlogger:
If you’re good or extremely good at something then why hide it from rest of the world. Be it cooking or hair grooming or home decor ideas, there are many people who are always on the hunt for great ideas that can help them out. Starting a Vlog on Youtube is the easiest. Keep your Vlog interesting, contented and relevant to the title. The more interesting your blog is, the more traffic you’ll attract and that can help your earn extra bucks.
Well, you must have not thought of this. Playing games like online bingo, casinos and slots can help you make money that can help you out with your little pocket expenses. Moreover, 5 minutes of your spare time can get you to win some quick money to clear out your small expenses. You can play at bucky bingo which have attractive and fun offers and games that the players can choose to play from. View here at Bucky Bingo review to know more.
Moving house is said to be one of the most stressful things you will ever do. This can be so much more so during the winter. Dark afternoons can put you on a much tighter schedule, the unpredictability of the weather can make it hard to pick a moving day. Then there’s the house itself. More than ever you need to make sure your new house is ready to be lived in.
Check the Forecast
While a weather forecast is never going to be 100% accurate, it can help you prepare. Try to pick a moving day where the long-term forecast is clear and dry. As moving day gets closer, keep checking, so you can be prepared for whatever changes may come.
Check Your Pipes
Before moving day, go to your new house and double check the central heating is in full working order. Check that all the pipes are insulated, that there’s no leaks from the boiler or other pipes and that nothing is making any odd noises. Turn the heating on for a few hours and run the hot water to make sure everything works and to give it a bit of a kick start if it hasn’t been on for a while. You could also now set your timers, so the heating comes on for a little each day before you move in. If there are any problems, head to https://plentific.com/ to get everything sorted before you move. Even if you think everything is fine, it might be worth getting a plumber from Plentific over just to be sure.
Make sure you are dressed appropriately for a winter move. There’s going to be a lot of lifting and carrying, so it’s best to layer in case you get too hot. Gloves and warm, safe boots will be a must, especially if it snows. Make sure you pack any winter essentials, such as big coats and thick pyjamas that you’ll need in those first few days, separately so they’re easy to find.
The Little Details
Can you park next to your old and new house? You don’t want to be outside for too long. Or carrying things too far in what might be icy, or wet conditions. If you can’t, try contacting neighbours to see if they’d mind you using their parking space for the day. Or the council to see if there’s anything they can do to help.
Have some nice warming food ready for when the move is finished. After a big day moving in cold weather, you’re going to want something comforting. Prepare it in advance so you only need to warm it up.
Have the kettle, some cups, milk, sugar and tea and coffee in your new house ready. Moving is exhausting, especially when you’re cold. You’ll deserve the odd break to warm up and reenergise.
When you move house in the winter, preparation and organisation are the keys to success. Moving house can be an incredibly exciting event. Use this advice and there’s no reason you shouldn’t have a stress-free moving day, followed by a great life in your new home.
Even when things might seem a long way off, there is still a lot to be said for making plans in advance.
It gives you time to think about what’s going to happen, how you want events to unfurl, how much any arrangements might cost and how – or who – is going to pay for them.
This is a basic principle that applies every bit as much to planning for the funeral you want at the end of your life. It might be many years to come, but advance planning is likely to help ensure that what you want is what you get – and, just as important, are able to pay for. Prepaid funeral plans may offer a solution.
The rising cost of funerals
SunLife’s latest annual Cost of Dying study reveals that the cost of a typical funeral has increased by 5.5% in the past year to £3,897 – rising much faster than any cost of living, with the pace of growth outstripping inflation, wages and pensions.
With the cost of your funeral likely to outstrip the rate of inflation – many times over – there is a very real danger that you loved ones are going to struggle to find the money to give you the final send-off you have always planned and deserve.
Beating the market
By planning ahead, you stand a very good chance of staying ahead of the game and paying in advance for the funeral you will eventually want at today’s prices.
Funeral plans work in a very simple and straight forward way. You nominate the funeral directors you want to perform the service and make all the arrangements you may care to make. Instead of paying the funeral director directly in advance – a facility offered by many funeral directors – you pay a specifically established national provider of funeral plans.
In this way, you avoid the risk of the funeral directors you have chosen going out of business and, so, potentially losing the money you have paid up front. A national provider, on the other hand, ensures that the money you paid remains safe and secure by keeping it in a specially set up trust fund or through the purchase of a whole of life insurance policy which pays out that amount when you die.
Finding a funeral plan provider
There are a number of companies offering one form or another of this type of funeral planning, so you may find it more than a little confusing choosing the one in which to place your trust.
Fortunately, there are also a number of online resources which allow you to compare one with another. These may also offer you the additional security and reassurance of knowing that any funeral plan provider on which you are given a quote is also backed by the Funeral Planning Authority – a regulatory body which obliges its members to adhere to a strict code of practice to ensure that customers’ interests and rights are followed first and foremost.